Who We Represent

Learn more about our carriers

United Commercial Travelers (UCT)

United Commercial Travelers (UCT) is a fraternal insurance company licensed throughout the United States. Founded more than 132 years ago, UCT has dedicated their focus on uniting people with a common passion for good citizenship and volunteerism to improve their local communities. UCTs goal is to protect their members, including families and friends, by offering life insurance products solely through independent agents.

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American-Amicable Group Of Companies

Tracing its roots back to 1910, American-Amicable Life Insurance Company of Texas is a progressive special markets insurer. The Company offers innovative life insurance and annuity products developed to target the individual needs of protection, wealth creation and estate preservation. American-Amicable’s total investment portfolio is well-diversified and provides a proper mix between risk and reward. The Company continues to grow and prosper and has consistently maintained a solid financial position. Historically anchored on a foundation of financial integrity, responsible management, and a strong commitment to every policyholder, American-Amicable Life Insurance Company of Texas looks to the future with great enthusiasm. www.americanamicable.com

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Encova Insurance/Motorist Insurance Group

A super-regional carrier ranked in the top 20 mutual insurance companies in the United States, Encova includes more than 1,200 associates writing in 28 states and the District of Columbia, premiums in excess of $1 billion, a surplus in excess of $1.65 billion and assets in excess of $4.3 billion. The group markets insurance solutions through more than 2,000 independent agencies in the Midwest, Northeast and South. www.encova.com

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Aetna Insurance

American managed health care company that sells traditional and consumer directed health care insurance and related services, such as medical, pharmaceutical, dental, behavioral health, long-term care, and disability plans, primarily through employer-paid (fully or partly) insurance and benefit programs, and through Medicare. Since November 28, 2018, the company has been a subsidiary of CVS Health. The company's network includes 22.1 million medical members, 12.7 million dental members, 13.1 million pharmacy benefit management services members, 1.2 million health-care professionals, over 690,000 primary care doctors and specialists, and over 5,700 hospitals.

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Accendo Insurance Company with CVS Health

Accendo Insurance, originally a subsidiary company of CVS Caremark, has partnered with the well-known Medicare supplement provider Aetna. Accendo Insurance, based out of Salt Lake City, Utah, provides Medicare Supplement plans with a 14% household premium discount in 15 states. These plans are designed to help cover medical expenses that Original Medicare does not cover. Depending on the supplement plan, these plans can cover coinsurance, copayments, deductibles, hospital bills and hospice care. Accendo Insurance Company Accendo Insurance has access to more than 1 million health care professionals with over 561,000 primary care doctors and specialist at over 5,300 hospitals. Although Accendo Insurance Company is offered in multiple states, they do not offer coverage in every state

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Great Western Insurance Company

Great Western Insurance Company (GWIC®) was founded in 1983 in Ogden, UT and is headquartered in Des Moines, IA. GWIC is committed to easing the stress of planning final arrangements by offering innovative Final Expense plans. They’re in a “people helping people” business, and they want to help you and your family prepare for the difficult moments in your lives. In March 2021, AM Best upgraded the Financial Strength Rating to A (Excellent) from A- (Excellent) of GWIC. When you work with GWIC for your Final Expense business, you have a partner who helps you succeed in your community today, tomorrow, and in the future. They’re part of a financially strong organization with more than $2.4 billion in assets. After working together for several years, American Enterprise Group acquired GWIC in 2018. They’re licensed in 46 states and Washington D.C. Their Surplus to Liability Ratio is among the highest in the industry, exceeding the margin of assets over liabilities and excess surplus standards that are averaged by America’s 25 largest life insurance companies (Standard Analytical Service, Inc. 2013).

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